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Underwriting Specialist

May 19, 2017
Competitive
Across Canada
Early Career

Description

Employment Type: Fixed

Underwrites mortgage loans ensuring Company and/or correspondent-originated loans are high quality and conform to investor and secondary market requirements and internal lending policies to protect Company interests.

Leadership & Teamwork

Complete basic credit analyses and credit analysis section of underwriting review form to determine loan application approval or denial

Operational Effectiveness & Control

This position operates within established procedures for assigned unit. Decisions beyond assigned authority are referred to higher management for approval

Monitor packages for underwriting requirements and follow-up on pending loan packages. Ensure all information is complete prior to completing file review

Management of Risk

Ensure compliance, operational risk controls in accordance with HSBC or regulatory standards and policies; and optimize relations with regulators by addressing any issues

Observation of Internal Controls

Maintains HSBC internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators

Qualifications

  • Minimum of two years proven experience in mortgage operations, credit analysis or equivalent
  • Bachelor's degree in business, related field or equivalent experience

  • Proven mathematical, analytical and communications skills

  • Working knowledge of mortgage credit regulations and guidelines